Leveraging the labor market to finance the AHV scheme

The Swiss three-pillar principle has been a model of success for fifty years. In order to meet the challenges of the future, the symbiosis between the labor market and retirement provision needs to be strengthened.

The original Melanie Häner and Tamara Erhardt appeared in German in Schweizer Monat.

The year 2022 was historic in two respects for Swiss pension provision: firstly, with the AVS-21 project, the Swiss people accepted the first reform of the old-age and survivors' insurance scheme (AVS) in 27 years. Secondly, the three-pillar model celebrated its fiftieth anniversary. It's the perfect time to take stock and look to the future. In particular, we'll be taking a look at the role of the labor market - a crucial factor in old-age provision, but one that's not talked about enough.